Calculator · Strategy
Repayment strategy
Compare Avalanche vs Snowball, add extra payments, and see how much faster you can become debt-free.
Strategy
Avalanche: highest interest first (saves most money). Snowball: smallest loans first (best for motivation).
This is on top of your existing EMIs across all loans.
Your loans
Loan 1
Loan 2
Uses DebtEase repayment engine v1. Backend tracks anonymous calculator usage to improve the product—no credit checks.
Baseline
If you pay the minimums
—
Calculate to see
Interest: —
With plan
With this strategy
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Calculate to see
Interest: —
You save
—
Calculate to see
— months faster
Monthly schedule
| Month | Loan | EMI | Interest | Principal | Closing balance |
|---|---|---|---|---|---|
| — | — | — | — | — | — |
| — | — | — | — | — | — |
| — | — | — | — | — | — |
| — | — | — | — | — | — |
| — | — | — | — | — | — |
Click "Calculate" to see your monthly repayment schedule This table will show month-by-month breakdown of EMI, interest, principal, and closing balance for each loan | |||||